17.3 Million Registered Users
¥39.1 Billion Loans Facilitated

Connecting Investors & Borrowers

invest

Investor's App

Investors choose a target return and duration and our A.I. system will match them with appropriate loans within minutes.

Check Product Details
cycle-arrow

Fintopia Marketplace

Our avant-garde self-learning credit system provides a smart marketplace that matches eligible borrowers with investors with appropriate rates and returns.

borrow

Borrower’s App

Borrowers use loans for working capital, finance purchases, further education and more.

Check Product Details
invest

Investor's App

Investors choose a target return and duration and our A.I. system will match them with appropriate loans within minutes.

Check Product Details
fintopia

Fintopia Marketplace

Our avant-garde self-learning credit system provides a smart marketplace that matches eligible borrowers with investors with appropriate rates and returns.

borrow

Borrower’s App

Borrowers use loans for working capital, finance purchases, further education and more.

Check Product Details

Our Advantages

online

Manage Your Finance Around the Clock

Sunshine or rain, you can invest or borrow via our Apps anytime, any day, anywhere.

easy

Easy, Breezy & Hassle-Free!

5 mins of registration of basic information opens your gateway to Fintopia.

disclosure

Full Disclosure, No Hidden Fees

We make all the information on the fees and other transaction details easily accessible and transparent on our Apps.

tech

All-Star Tech Team

All systems in Fintopia are inspired and built by our engineers who came from esteemed tech firms such as Facebook, Google, Microsoft, Alibaba, Tencent, Baidu, Qunar etc.

safety

Safe & Sound

Our multi-dimensional monitoring system and anti-fraud alerts ensure your information and transaction are safe across all applications.

ai

Superior Credit Analysis Capability

Self-evolving machine learning model takes in over 6,000 features and 10+ types of scenario analysis to create the ultimate Fintopian experience for our customers.

Partners

We’re delighted to partner with these businesses that support our cause and vision.